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Earn Up To 20% Returns Per Annum

Significantly higher returns compared to traditional FDs (6-7%) and savings accounts (3-4%). Monthly interest credited directly to your bank.

Monthly interest payouts
RBI

P2P Lending is RBI Regulated

All P2P lending platforms operate under the Reserve Bank of India's NBFC-P2P guidelines, ensuring complete transparency, compliance, and protection of your investments.

RBI NBFC-P2P Licensed
50K

Start With Just Rs. 50,000

Begin your P2P investment journey with a minimum of Rs. 50,000. No lock-in period. Flexible withdrawal options available after maturity.

Low entry barrier

Diversify With Multiple Borrowers

Your investment is automatically spread across 100+ verified borrowers, reducing risk and maximizing returns through smart diversification.

Auto-diversified portfolio

Thorough Credit Verification

Every borrower undergoes rigorous checks on credit rating, income verification, address proof, and employment status before approval.

Multi-layer verification

Smooth Collection Process

Advanced automated collection systems ensure timely recovery from borrowers. Legal and recovery processes are handled entirely by the platform.

Automated recovery system

Start Your Investment

Quick registration in 5 minutes

Verify Your Mobile
We'll send a 6-digit OTP to your mobile
Upload Documents
Upload your KYC documents (Image or PDF, max 5MB each). Details will be auto-extracted via OCR.
PAN Card *
Click or drag to upload
Aadhaar Front *
Click or drag to upload
Aadhaar Back *
Click or drag to upload
Bank Proof *
Cheque or passbook
Other Document (Optional)
Any additional document
Upload all 4 required documents to continue
PAN Verification
Enter your PAN for identity verification
Personal Details
Date of birth and gender
Address Details
Your current residential address
Enter 6-digit pincode
Aadhaar Name Mismatch
The name on your Aadhaar () does not match the name on your PAN card (). Please re-upload the correct Aadhaar or continue filling details manually.
Bank Account
For receiving your investment returns
Bank Details Could Not Be Verified
We could not read bank account details from the uploaded document. Please fill in the details manually above, or re-upload a clearer image of your cancelled cheque or passbook.
Verify Email
OTP will be sent to your email
Review & Submit
Verify all information before final submission
Why P2P Lending

Why Investors Choose P2P Lending

A smarter alternative to traditional fixed deposits and savings accounts

Higher Returns

Earn 10-12% annual returns, significantly higher than FDs (6-7%) and savings accounts (3-4%).

Monthly Payouts

Receive interest every month directly in your bank account. No lock-in, no waiting.

RBI Regulated

Platform operates under RBI guidelines, ensuring transparency, compliance, and investor protection.

Auto-Diversification

Your investment is spread across 100+ borrowers automatically, minimizing risk exposure.

Low Entry Barrier

Start investing with just Rs.50,000. No minimum lock-in period. Withdraw anytime.

Portfolio Tracking

Real-time dashboard to track investments, returns, and portfolio performance at a glance.

Simple Process

How It Works

Get started in just 4 simple steps

1

Verify Mobile

Quick OTP verification on your mobile number

2

Complete KYC

PAN verification and basic personal details

3

Add Bank Details

Link your bank account for receiving returns

4

Start Investing

Your account gets approved within 24-48 hours

P2P Wealth Calculator

Calculate Your P2P Lending Returns

P2P lending lets you earn high fixed returns by directly lending to verified borrowers. Unlike FDs stuck at 6–7%, P2P offers up to 30% p.a. — and because your interest gets re-invested every month, your money compounds faster than any bank product.

1
Choose a SchemePick 5, 7, or 14-month loan tenure. Your funds are lent for that period.
2
Monthly EMI ReturnsBorrowers repay principal + interest every month. You receive your share.
3
Auto Re-InvestmentMonthly returns ≥ ₹1,00,000 are automatically re-lent — compounding your wealth.
4
Full Payout at EndAfter the tenure, all principal + accumulated interest is returned to you.
₹
Minimum ₹1,00,000
18% p.a.
Max 40% • RBI regulated platforms
Loan tenure per cycle • Auto re-investment enabled
Monthly returns auto re-invested for compound growth
1 Year
Total period to keep money invested
3.5% NPA
Expected loan defaults • Reduces principal recovery
Principal Invested
₹10,00,000
Interest Earned
₹2,55,839
Before NPA
Total Return
₹12,22,339
Principal + Interest
Your Net Gain
11.97% (NPA: ₹33,500)
Returns calculated after 3.5% NPA deduction

Investment Comparison

Investment Type
Returns (1 Year)
Risk Level
Bank FD
6-7% p.a.
Low Risk
Mutual Fund (SIP)
10-12% p.a.
Medium Risk
Mutual Fund (Lumpsum)
10-15% p.a.
Medium Risk
P2P Lending
20-25% p.a.
Medium Risk

P2P returns after NPA deduction. RBI regulated platforms ensure diversification & risk management.

Our P2P Partners

Invest Through India's Leading P2P Platforms

RBI registered NBFC-P2P platforms ensuring safety and compliance

Ready to Start Earning Higher Returns?

Join thousands of investors earning 10-12% with RBI-regulated P2P lending. Registration is free.