Disclaimer - ArthOne

ArthOne Solutions Private Limited ("ArthOne") provides this Disclaimer to inform all users, investors, and partners about the nature, risks, and limitations associated with the information and financial products accessible through our platform. Please read this Disclaimer carefully before using our services or making any investment decisions.

P2P Lending

P2P Lending is facilitated through RBI-registered NBFC-P2P platforms and is subject to RBI Master Directions for NBFC-P2P Lending.
Lending involves risk of default by borrowers. ArthOne does not guarantee repayment of principal or interest.
Returns are not assured and depend on borrower repayment behaviour and credit risk.
Investors should assess their risk appetite before participating in P2P lending.
ArthOne acts only as a facilitator and is not a lender or borrower in any transaction.

Unlisted Shares

Unlisted / Pre-IPO shares are highly speculative and carry significantly higher risk than listed securities.
There is no guarantee that the company will list on stock exchanges or achieve targeted valuation.
Liquidity is extremely limited — investors may not be able to exit at desired prices or timelines.
Valuations are estimates and may differ materially from actual market price post-listing.
These instruments are suitable only for sophisticated investors with high risk tolerance.

Mutual Funds

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Past performance is not indicative of future returns. NAV may go up or down based on market conditions.
ELSS investments have a mandatory 3-year lock-in period. Tax benefits are subject to prevailing tax laws.
SIP does not guarantee profit or protect against loss in declining markets.
ArthOne is registered as an AMFI-registered Mutual Fund Distributor (ARN-XXXXXX). We receive commission from AMCs.

Insurance

Insurance products are subject to terms and conditions of the respective insurance policies issued by IRDAI-registered insurers.
ArthOne acts as a facilitator and referral partner — not as an insurance company or underwriter.
Policy terms, coverage, premiums, and exclusions vary by insurer and plan. Read policy documents carefully.
Claims are subject to the insurer's terms, investigation, and approval process.
Tax benefits on insurance premiums are subject to applicable tax laws and may change from time to time.

Loans

Loan products are offered by RBI-registered NBFCs and banks. ArthOne acts only as a DSA (Direct Selling Agent) / referral partner.
Loan approval, interest rates, tenure, and disbursement are entirely at the discretion of the lending institution.
ArthOne does not guarantee loan approval or specific interest rates for any applicant.
Borrowers should assess their repayment capacity before availing loans. Default may affect credit scores.
Processing fees, prepayment charges, and other terms are defined by the respective lender.

AIF & PMS

AIF (Alternative Investment Funds) and PMS (Portfolio Management Services) are high-risk products suitable only for accredited / high-net-worth investors.
These products have minimum investment thresholds as prescribed by SEBI regulations.
Returns are not guaranteed. Performance depends on market conditions and manager skill.
ArthOne facilitates introductions to SEBI-registered AIF/PMS managers and does not manage funds directly.
Investors should conduct their own due diligence before committing capital to any AIF or PMS.

General Disclaimer

The information provided on the ArthOne platform is for informational purposes only and does not constitute financial, investment, legal, or tax advice. ArthOne is not a stock broker, investment advisor, or financial planner. Users should consult qualified professionals before making any investment decisions.

No Warranty

ArthOne makes no warranties, express or implied, regarding the accuracy, completeness, or fitness for purpose of any information on this platform. We do not warrant that the platform will be uninterrupted, error-free, or free of viruses.

Third-Party Links

Our platform may contain links to third-party websites. ArthOne is not responsible for the content, accuracy, or practices of any third-party sites. Accessing such links is at your own risk.

Regulatory Compliance

ArthOne operates in compliance with applicable SEBI, RBI, IRDAI, AMFI, and other regulatory guidelines. However, regulations may change from time to time, and users are advised to stay updated with current regulatory requirements applicable to their investments.

Contact

For queries regarding this Disclaimer, please contact us at legal@arthone.com or write to us at: ArthOne FinTech LLP, Jaipur Rajasthan.