Refer loan applications across 4 products and earn handsome commissions on every disbursement. Zero investment, weekly payouts, dedicated support.
Four loan products, four income streams. Diversify your referral portfolio for maximum earnings.
High-volume product with quick closures. Ticket size ₹1L–25L.
Highest ticket size. ₹50L home loan at 0.5% earns you ₹25,000 per case.
Strong SME demand. Ticket size ₹5L–50L with fast processing.
Premium HNI product. Large portfolios, large commissions.
| Loan Product | Loan Range | Commission Rate | Avg Earning/Case | Monthly (10 cases) | Product Demand |
|---|---|---|---|---|---|
| Personal Loan | ₹1L – ₹25L | 1% – 2% | ₹5,000 – ₹50,000 | ₹50K – ₹5L | Very High |
| Home Loan | ₹20L – ₹5Cr | 0.5% – 1% | ₹10,000 – ₹1,00,000 | ₹1L – ₹10L | High |
| Business Loan | ₹5L – ₹50L | 1% – 2% | ₹5,000 – ₹1,00,000 | ₹50K – ₹10L | High |
| Loan vs Securities | ₹5L – ₹5Cr | 0.5% – 1% | ₹2,500 – ₹50,000 | ₹25K – ₹5L | Growing |
Select a loan type, enter your monthly cases and see your projected income.
We give you everything you need to build a thriving loan referral business.
Start earning immediately. No franchise fee, no deposit, no hidden charges. Your only investment is your network.
Receive your commissions every week. No waiting for months — your earnings are credited directly to your bank account.
Earn from Personal, Home, Business, and LAS loans. Multiple products mean more opportunities with every customer you meet.
Track all your leads, disbursals, commissions and payouts in real time. Full transparency, zero guesswork.
Get your own dedicated RM for lead processing, customer queries, and documentation. You focus on sales, we handle the rest.
Access product training, pitch scripts, rate cards, and marketing collaterals. Everything you need to sell confidently.
From registration to commission — our process is fast, transparent, and fully digital.
Sign up online. Get your unique DSA partner code instantly.
Complete a 1-hour product training. Learn products, rates, and eligibility.
Share your personalised loan application links with clients.
Our team handles documentation, verification, and bank coordination.
Commission credited within 7 days of loan disbursement.
Thousands of partners across India are building financial freedom with ArthOne.
I was a LIC agent for 8 years. After joining ArthOne DSA, I added ₹80,000/month to my income just by referring my existing clients for home loans. Best decision ever.
As a CA, my clients regularly need business loans. Now instead of just giving advice, I earn 1.5% commission on every loan I refer. Last month I earned ₹1.4 Lakhs extra.
I'm a real estate broker. Every property buyer needs a home loan. ArthOne's fast processing and my 0.75% commission makes this the most profitable add-on to my existing work.
If you have a network and interact with people who need financial products, you are the ideal DSA partner. No prior banking experience needed.
Everything you need to know before joining our DSA partner program.
Basic KYC documents: PAN card, Aadhaar card, bank account details, and a cancelled cheque. For some loan products, your professional license (CA certificate, AMFI ARN, IRDAI number) may be required to validate your credentials.
Commissions are paid every week directly to your registered bank account. The payout cycle runs every Monday for all disbursements confirmed in the previous week. You can track all payouts in real time from your partner dashboard.
No minimums, no targets. Submit as many or as few cases as you like. There are no penalties for low volume. However, active partners with consistent volume are eligible for higher commission tiers and exclusive incentive programs.
Yes! ArthOne partners with 20+ banks and NBFCs. When you refer a client, we match them to the best lender based on their profile. You do not need to worry about sourcing — focus on client acquisition and let our team handle the rest.
Commission is paid only on successfully disbursed loans. If a loan is rejected, no commission is earned for that case. Our team will work to maximise your approval rate by matching customers to the most suitable lender, so rejections are kept minimal.
TDS at 5% is deducted on commissions exceeding ₹15,000 per year as per Income Tax Act Section 194H. GST of 18% is applicable if your annual commission exceeds ₹20 Lakhs (GST registration threshold). We provide monthly TDS certificates and help with GST compliance.
Join 2,000+ partners already earning with ArthOne. Zero investment, weekly payouts, unlimited potential.