Quick approval with minimal documentation. Funds disbursed directly to your bank account within 24 hours. No collateral required.
Everything you need for a smooth borrowing experience
Get in-principle approval in minutes with our AI-powered underwriting system.
Just PAN, Aadhaar and last 3 months bank statements. No income proof for many profiles.
Interest rates starting from 10.5% per annum based on your credit profile.
Choose repayment tenure from 12 to 60 months — whatever suits your budget.
100% unsecured loan. No need to pledge any asset or property whatsoever.
Part prepayment or full closure allowed after 6 months with minimal charges.
Personal loans can be used for any legitimate personal need — no end-use restrictions
Fund higher education, professional courses, certifications or skill development.
Cover unexpected medical expenses, surgeries or hospitalizations quickly.
Refurbish or renovate your home, upgrade appliances or add new furniture.
Fund your dream vacation, international trips or family holidays.
Make your special day memorable without worrying about immediate funds.
Merge multiple high-interest debts into a single affordable EMI.
Purchase electronics, gadgets or consumer appliances with easy EMIs.
Bridge short-term working capital gaps or manage urgent business expenses.
Know your monthly EMI before you apply
Fill in basic details in under 5 minutes
Upload KYC & bank statements digitally
AI-based credit assessment in minutes
Get sanctioned offer with best terms
Funds directly in your bank within 24 hrs
Join our network of loan distributors and earn attractive commissions for every personal loan you source. No investment required — just bring the customers.
You can get a personal loan up to ₹25 Lakhs. The exact amount depends on your income, credit score, existing obligations, and employer profile. Salaried employees of reputed companies may get higher amounts.
For eligible profiles with complete documentation, disbursement happens within 24 hours of approval. Digital-first borrowers with pre-verified KYC may receive funds even faster — in some cases within 2-4 hours.
Typically: PAN Card, Aadhaar Card, last 3 months salary slips (for salaried), last 6 months bank statement, and a passport-size photo. Self-employed applicants need ITR for last 2 years and business proof.
A credit score of 700 and above is generally preferred by lenders for personal loans. Higher scores (750+) attract better interest rates. If your score is below 700, we can explore NBFC options that have more flexible criteria.
Yes, most lenders allow prepayment after 6-12 months with a nominal foreclosure charge of 2-4% on the outstanding principal. Some banks and NBFCs allow zero prepayment penalty for certain loan products.
Processing fees typically range from 1% to 3% of the loan amount, subject to a minimum. This is usually deducted from the disbursement amount. Some lenders offer zero processing fee during promotional periods.
Yes, some NBFC partners offer personal loans based on bank statement analysis alone, without requiring formal income proof. This works well for gig workers, freelancers, or those with cash income — eligibility and rates may differ.
Missing an EMI attracts a late payment penalty (typically ₹500-1000 or 2% of overdue amount) and negatively impacts your CIBIL score. We recommend setting up auto-debit to avoid missed payments. Contact us immediately if you face financial difficulty — we can help restructure.
Quick approval, fast disbursement. Get the funds you need in under 24 hours.
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