Become an AMFI-registered mutual fund distributor with ArthOne. Earn upfront + trail commissions on every SIP and lumpsum — income that compounds as your AUM grows, year after year.
MF distribution gives you both upfront commissions and a growing trail — passive income that compounds as your client base expands
Earn 1–2% instantly on every new lumpsum investment made through your distributor code. Invest ₹1 lakh → earn ₹1,000–2,000 immediately.
Earn 0.5–1% annually on the total AUM under your code. As AUM grows through new investments + market returns, your passive income keeps rising — forever.
Year 1: ₹50L AUM → ₹5K/mo. Year 5: ₹3Cr AUM → ₹25K/mo. Year 10: ₹8Cr AUM → ₹67K/mo — without adding a single new client.
As a distributor, clients invest through Regular Plans — and you earn the difference in expense ratio as your commission
| Fund Category | Direct Plan TER | Regular Plan TER | Your Commission | On ₹10L AUM/yr |
|---|---|---|---|---|
| Large Cap Equity | 0.5–0.8% | 1.2–1.5% | ~0.7% | ₹7,000/yr |
| Mid & Small Cap | 0.6–0.9% | 1.4–1.8% | ~0.9% | ₹9,000/yr |
| Flexi Cap / Multi Cap | 0.6–0.85% | 1.5–1.9% | ~1.0% | ₹10,000/yr |
| ELSS (Tax Saving) | 0.7–1% | 1.5–2% | ~1.0% | ₹10,000/yr |
| Debt / Liquid Funds | 0.1–0.3% | 0.2–0.5% | ~0.15% | ₹1,500/yr |
| Index / ETF Funds | 0.1–0.2% | 0.1–0.3% | ~0.1% | ₹1,000/yr |
From registration to your first commission in 5 simple steps — we handle all the paperwork
Fill the partner form. We verify your details and onboard you in 24 hours.
We assist you in obtaining your AMFI Registration Number (ARN) — the license to distribute MFs.
Pass NISM Series V-A (Mutual Fund Distributors) exam. Free study material provided by us.
Use your unique referral link or distributor code. We manage the entire investment process.
Receive upfront and trail commissions directly to your bank account every month.
Visualize how your trail commission income grows as your AUM scales over time
Full backend support so you can focus entirely on growing your client base
We guide you through the complete AMFI registration process — from NISM exam preparation to ARN card in hand.
Real-time dashboard to track your clients, AUM, SIP counts, commissions earned, and upcoming payouts.
Unique, trackable investment links for each product — SIP, lumpsum, ELSS, NPS. Share and earn commissions automatically.
Regular product knowledge sessions, sales training, and market updates from certified fund managers and experts.
Personal relationship manager for all queries — investor onboarding, KYC issues, payment tracking, and escalations.
Detailed statement of all trail and upfront commissions, AUM breakdown by fund, and GST-compliant invoices.
Anyone with the drive to build wealth for others can participate — the bar is lower than you think
Pass the NISM Series V-A: Mutual Fund Distributors Certification Exam. Online exam, ₹1,500 fee, passing score 50%. Valid for 3 years.
Obtain your AMFI Registration Number (ARN) after clearing NISM. We handle the paperwork — it costs ₹2,000 and takes 15–30 days.
Any individual 18+ years, including salaried professionals, homemakers, retired persons, freelancers, CAs, financial advisors, and insurance agents.
Registered companies and partnership firms can also register as MF distributors. Separate documentation required. Contact us for details.
Everything you need to know about becoming an MF distributor
ARN is a unique code issued by AMFI (Association of Mutual Funds in India) that authorizes you to distribute mutual funds. Every SIP or lumpsum your clients do through your ARN earns you a commission. You MUST have an ARN to legally distribute mutual funds in India.
The total cost is approximately ₹3,500–5,000. This includes the NISM V-A exam fee (₹1,500) and ARN registration fee (₹2,000 for individuals). ArthOne's partnership program itself is completely FREE. We also provide free study material for the NISM exam.
Once you have your ARN (15–30 days after clearing NISM), you can start referring clients immediately. Trail commissions are credited monthly. Your first commission can come in as early as 30 days after your first client's investment.
No minimum AUM requirement. Start with even 1 client. As you grow your client base, your trailing income grows proportionally. There is no cap on maximum AUM either.
No. Any educated individual who can clear the NISM V-A exam (basic finance + regulatory knowledge) qualifies. We provide free study materials and orientation sessions to help you clear the exam in your first attempt.
Trail commissions are calculated monthly based on your average AUM for the month and credited directly to your registered bank account. Upfront commissions on lumpsum investments are credited within 7 working days of the transaction.
Yes! ArthOne's partner program covers the full spectrum — Mutual Funds (SIP, Lumpsum, ELSS), NPS, PMS, AIF, P2P Lending, and Unlisted Shares. Each product has its own commission structure and eligibility requirements.
Trail commission is based on the AUM maintained in the fund. If a client stops their SIP, the existing invested amount remains in the fund and continues to earn you trail commission. Only if they completely withdraw does that portion of trail income stop.
Distribute the full range — each product earns you a separate commission stream
Join 500+ ArthOne partners already earning trail commissions. Registration is free and takes less than 10 minutes.